Reach every lead first. Keep every policy you write.
We text every new lead in under 60 seconds, book the call on your calendar, follow up for months, and stay in touch with every client after the sale so policies stick and chargebacks drop. You do what only a licensed agent can do: the conversation and the close.
Final expense · Term and whole life · IUL · ACA · Medicare · Supplemental
You don't lose money writing business. You lose it before the call and after the sale.
Every agent and agency owner we talk to recognizes most of these. Each one has a fix that runs without you.
You lose the race on shared leads
The same lead was sold to several agents. While you were on another call, someone else texted first, got the appointment and wrote the policy.
Leads you paid for and never reached
You dial 6 times, nobody picks up, and the lead goes into the aged pile. Your cost per lead keeps climbing while your contact rate drops.
No shows on booked calls
They said yes to 10am, then didn't answer. Now you're chasing someone who already agreed to talk to you.
Chargebacks eating your next check
The client paid 3 months, then stopped. The carrier takes back the unearned advance from your future commissions. You did the work twice and got paid once.
Silence after the sale
The client hears from you at the sale and never again. The next agent who calls them replaces your policy, and your commission goes with it.
Enrollment season overload
Medicare AEP runs October 15 to December 7, and ACA open enrollment for 2027 coverage runs November 1 to January 15. Lead volume spikes exactly when you have the least time.
A book of business that sits untouched
No annual reviews, no cross sell of life to your health clients, no referral asks, no birthday or anniversary touch. That's your cheapest new business, ignored.
Compliance stress
Consent records, Do Not Call lists, state quiet hours and opt outs. One careless text campaign can bring a lawsuit that wipes out a year of profit.
For agency owners: recruiting that stalls
Applicants ghost before the interview. New agents stall on licensing and contracting. Your downline doesn't follow up either, so your overrides stay flat.
Most chargebacks are a follow up problem.
Carriers often advance 9 to 12 months of first year commission when a policy is issued. If the policy lapses inside the chargeback period, usually the first year, the unearned part comes back out of your future checks. Many early lapses start the same way: nobody was in touch.
- The first bank draft fails and nobody notices until the lapse notice
- The client changes banks or cards and forgets to update the carrier
- Buyer's remorse in the first weeks, with no one to remind them why they bought
- Another agent calls and replaces your policy
- The client simply forgets the payment and the grace period runs out
Illustrative numbers. Advance rates, chargeback periods and proration differ by carrier and contract.
A client care system that runs from the day they sign.
Every new client gets a steady, personal rhythm of messages from you. When a payment problem shows up, a save sequence starts within minutes, and you get a task to call.
We don't log into carrier systems. You forward lapse and payment notices, or upload your carrier reports, and the system takes it from there.
- Day of sale
Welcome text and email from you: what happens next and how to reach you.
- Before the first draft
A reminder of the date and amount, so the first payment goes through.
- 2 days after the draft
A quick check that everything went through, with your number if it didn't.
- Payment problem detected
Save sequence by text and email, plus a call task for you, the same day.
- Months 1, 3, 6 and 9
Short value check ins that remind them why they bought.
- Birthday and policy anniversary
A personal touch, an annual review offer and a referral ask.
An assistant for every part of the sale that isn't the sale.
Set up in your name, connected to the CRM or dialer you already use. You approve every message before it goes live.
Every lead texted in under 60 seconds
From your name, with a booking link, before the other agents on that shared lead even dial.
Booked calls and reminders
Leads pick a time on your calendar. Reminders the day before and an hour before cut no shows.
Follow up for up to 12 months
Leads who said "not now" keep hearing from you, and the ones who come back are routed straight to you.
Retention and chargeback protection
Welcome, draft reminders, check ins and same day save sequences when a payment fails.
Reviews, cross sell and referrals
Annual review invitations, life offers for health clients and the other way around, birthdays and referral asks.
AEP and open enrollment surge
Extra capacity when volume spikes: instant replies, call booking and reenrollment reminders for your existing clients.
For agency owners
Applicant follow up, interview booking, and licensing and contracting reminders so new agents start producing sooner.
The right lead to the right agent
Route by state, license, product line or schedule, so no lead waits for someone who can't take it.
Your numbers in one dashboard
Contact rate, appointments, apps submitted, policies placed, persistency and chargebacks, by lead source and by agent.
You stay the agent. The system never gives advice or quotes. It gets people on the phone with you, keeps them on the books, and hands every real conversation to a licensed human.
What is your agency leaking every year?
Move the sliders to match your numbers. Everything updates as you go.
Run it with your real numbers
On a free 20 minute Results Review we go through your lead sources, contact rate and persistency, and show you the 1 or 2 fixes worth the most.
Estimates only. The total counts lead spend wasted on unreached leads, commissions on half of those leads at your close rate, and your chargebacks. Results vary by lead source, product and carrier.
Compliance first, because one bad campaign can cost more than a year of sales.
Every system is designed around consent, carrier rules for business texting and the scripts your upline or compliance team requires.
We are not a law firm and this is not legal advice. Confirm your campaigns with your own compliance counsel.
See everything your business is missing, before you spend a dollar.
We run 8 checks on your business and hand you the report, a 10 minute video walkthrough and a 20 minute call. You keep all of it, whether you work with us or not.
- 01Website teardownSpeed, mobile, forms and chat, plus the 5 things costing you leads.
- 02Reputation scanGoogle, Yelp, Facebook, BBB and Trustpilot: rating, volume, recency and replies.
- 03Competitor comparisonYou against your top 3 competitors, side by side.
- 04Speed to lead testWe contact you like a real customer and time every step. Only with your OK.
- 05Social media scoreProfile, content, consistency and engagement, graded and explained.
- 06AI search checkDo ChatGPT, Gemini and Google AI recommend you, or your competitors?
- 07Booking and follow up auditHow a lead moves from first contact to booked, and where it falls out.
- 08SWOT and game planYour top 3 fixes, ranked by how much money each one is worth.
We take 10 diagnoses a week, because each one is done by hand.
Top 3 fixes: reply to every lead in 60 seconds, follow up for 12 months, ask every client for a review.
Choose how much you want us to carry.
Same goal in every plan: more booked appointments and more closed sales from the leads you already have. The difference is who does the work.
Blueprint
For owners with a team that can execute and just needs the plan, the tools and the playbook.
- Policy Keeper templates and a chargeback prevention checklist$400
- Full Growth Diagnosis and SWOT, every quarter$800
- 90 day Game Plan, updated every month$500
- Monthly 60 minute strategy session$750
- AI Business Oracle: an AI expert that knows your business and writes your emails, posts and replies$500
- CRM, calendar and texting platform set up for you$400
- Missed call text back and instant reply installed$500
- Template vault: texts, emails, scripts and campaigns ready to launch$300
- Monthly scorecard report$250
Partner
For owners who want it built and running fast, with a weekly check in that keeps everyone on track.
- Everything in Blueprint$4,400
- Policy Keeper run for you, plus AEP and open enrollment campaigns$800
- Weekly 30 minute review call and weekly report$1,200
- AI chatbot on your website and social pages that answers and books$800
- Follow up campaigns built and run for 12 months$1,000
- Scheduling system rebuilt, with confirmations and reminders$500
- Old leads and past customers reactivated every quarter$750
- Review engine: a request after every job$400
- Emails written for you every month$800
- Lists organized and CRM kept clean$300
- Live dashboard$300
- Social content app plus 12 posts a month drafted for you$900
- Website and social page fixes from your diagnosis$600
- AI review of your sales calls with coaching notes$600
Autopilot
For owners who want growth handled end to end, from the first ad to the booked appointment.
- Everything in Partner$13,350
- Recruiting and onboarding assistant for your downline$1,000
- Autonomous AI sales agents that hold conversations and book or sell within your rules$2,000
- Done for you ads on Meta and Google (ad spend paid separately)$2,000
- AI search optimization: get recommended by ChatGPT, Gemini and Google$1,500
- Custom CRM, ERP or business app: one build every quarter$2,500
- Social media fully managed$1,500
- We reply to every review on Google, Yelp, Facebook and BBB$500
- Client care: birthdays, anniversaries and value touches$400
- Dedicated success manager and executive reports$1,000
- Monthly diagnosis and competitor intelligence$500
| Compare every feature | WE TELL YOUBlueprint | WE DO IT WITH YOUPartner | WE DO IT FOR YOUAutopilot |
|---|---|---|---|
| Diagnose and plan | |||
| Full Growth Diagnosis: website, reviews, competitors, SWOT | Quarterly | Quarterly | Monthly |
| 90 day Game Plan | |||
| Strategy and review calls | Monthly | Weekly | Weekly + manager |
| Capture every lead | |||
| Missed call text back and instant reply | Installed | Built and run | Built and run |
| AI chatbot for website and social | Templates | Built and run | AI agents that sell |
| Appointments booked on your calendar, with reminders | Set up | Rebuilt and run | Rebuilt and run |
| Follow up and nurture | |||
| Follow up campaigns | Templates | Run for 12 months | Run for you |
| Old lead and customer reactivation | Playbook | Every quarter | Always on |
| Birthdays, anniversaries and value touches | Reminders | Reminders | Automated |
| Emails written for you | AI drafts | Every month | All of them |
| Lists organized and CRM cleaned | Guide | Monthly | Ongoing |
| Reputation and content | |||
| Review requests | Template | Automated | Automated + replies |
| Social media content | Content app | 12 posts a month | Fully managed |
| Website and social page fixes | Fix list | Top fixes done | All fixes done |
| Grow | |||
| AI Business Oracle | |||
| AI sales call review and coaching | · | ||
| Done for you ads (spend separate) | · | · | |
| AI search optimization (AEO and GEO) | · | · | |
| Custom CRM, ERP or app | · | · | 1 per quarter |
| Reports | |||
| Reports | Monthly scorecard | Weekly report | Weekly + executive |
| Dashboards | Basic | Live | Custom executive |
| Your time each week | 3 to 5 hrs | About 1 hr | About 30 min |
Values show what we charge for each service on its own. Your results depend on your leads, prices and team.
Questions agents ask us.
Does this replace my calls?
No. It gets people on the phone with you. The system replies, books, reminds and follows up. Every quote, recommendation and application stays with you, the licensed agent.
Can it text my shared and aged leads?
Only leads with valid consent to be texted. We check what consent your lead vendor captured and set the campaigns to match. Leads without it get email and call tasks instead.
How does it reduce chargebacks?
By keeping you in touch during the months when most lapses happen: reminders before the first draft, a check after it, regular check ins and a same day save sequence when a payment fails. No system can promise zero lapses, but silence is the one cause you can fix.
Do you log into my carrier portals?
No. You forward lapse and payment notices or upload your carrier reports, and the save sequences start from there. Your carrier logins stay with you.
Does it work with my CRM or dialer?
We connect to the CRM, dialer and calendar you already use. If you don't have a CRM, we set one up for you.
I sell Medicare. Is that covered?
Yes, built around the rules your compliance team or upline gives us, including their approved wording and disclaimers. We never enroll anyone or discuss plan details; that stays with the licensed agent.
I run a downline. Can each agent have their own setup?
Yes. Leads route to the right agent by state, license or schedule, each agent sees their own pipeline, and you see the whole agency in one dashboard.
What if it does not work?
We agree on measurable targets before we start, like contact rate and booked appointments. If we miss them, we keep working at no charge until we hit them.
Get your free Growth Diagnosis.
Book a 20 minute call. We run all 8 checks on your business first, then walk you through what we found and your top 3 fixes, whether you work with us or not.
Run the calculator first